The ERLI Method

A Simple Framework for Giving Your Kids Financial Freedom

The ERLI Method is a step-by-step system designed to help parents like you give your children a head start in life — not just through advice or allowances, but through real financial structure, investments, and long-term planning.

Whether you’re just starting to build your own wealth or are already financially independent, the ERLI Method shows you exactly how to set your children up for success — financially, mentally, and generationally.

What Does ERLI Stand For?

  • E – Education: Fund education expenses in smart, tax-efficient ways (529 plans, Coverdell ESAs, UTMA accounts) so your kids graduate without debt and with options.
  • R – Retirement: Open and fund a Roth IRA for your child (yes, it’s legal and powerful if they have earned income) to give them a multi-decade head start on retirement.
  • L – Life Expenses: Prepare them for life’s biggest moments — first car, first apartment, wedding, or business startup — by setting aside structured funds to give them freedom of choice.
  • I – Insurance: Use life insurance as a financial foundation — both as a protective tool and a generational asset. Teach them to build wealth with protection, not just risk.

Why the ERLI Method Works

Most parents want to help their kids but don’t know where to start. College debt, financial illiteracy, and poor planning can leave even high-income families stuck in cycles of financial stress.

The ERLI Method breaks that cycle — giving your child the education, tools, and accounts they need to live a financially independent life without relying on luck, lottery tickets, or student loans.

It’s not about making your kid rich. It’s about making them free.

Ready to Give Your Kids a Head Start?

Learn exactly how to put the ERLI Method into action in our free book, Give Your Kids Financial Freedom.

Inside, you’ll get step-by-step instructions, account recommendations, contribution strategies, and mindset tools to build financial independence into your family’s DNA.

📘 Get your free copy now:




Start early. Teach often. Raise millionaires.